FAQ

Where is the product available?
Beyond Floods is available to any National General agent licensed and appointed in AL, AZ, CA, CO, CT, FL, GA, IA, ID, IL, IN, LA, MA, MD, ME, MI, MN, MS, N...
Fri, 10 Sep, 2021 at 8:51 AM
What sets this product apart from the competition?
Beyond Floods - the first-of-its-kind private flood product by an AM Best A-Excellent rated company. The following are its impressive features:  Beyond Fl...
Tue, 13 Oct, 2020 at 6:26 AM
What risks are eligible?
Policies can be written for any owner or renter occupied Single Family Dwellings that are not any of the following:  Within a CBRA designated area  Mobil...
Tue, 13 Oct, 2020 at 6:30 AM
Why should I switch from an NFIP/Other Private policy to a Beyond Floods policy? And what should I know...
When it comes to flood protection, Beyond Floods knows what matters most to your customers. We don't just give you a quote, but we back you up with a n...
Tue, 13 Oct, 2020 at 6:33 AM
Does the Beyond Floods product stack meet mandatory purchase guidelines?
Yes. This product is an admitted product in the States of NJ & FL, and offered on a surplus lines basis in CA, CO, CT, GA, IL, LA, MA, NC, PA, SC, TX &a...
Tue, 13 Oct, 2020 at 6:35 AM
What are the maximum limits for primary product coverages?
ESSENTIAL TIER  Coverage A: Dwelling: $250,000 Coverage B: Other Building: $25,000 included in Dwelling coverage Coverage C: Personal Property: $125,000 ...
Tue, 13 Oct, 2020 at 6:40 AM
Is Replacement Cost Value Coverage available?
YES!  ESSENTIAL TIER: RCV coverage for dwelling always!  ENHANCED TIER: RCV coverage for dwelling and content always!  ELITE TIER: RCV coverage for dwel...
Tue, 13 Oct, 2020 at 6:42 AM
What information do I need to get a quote?
We need very little information to get you a quote in under a min: physical address of property, the year the property was built,  number of floors,  b...
Tue, 13 Oct, 2020 at 6:44 AM
Is there a waiting period?
In FL and NJ - No Waiting period for any risk in FL & NJ In other states - No waiting period for a mortgage related policy, but there is a 7 business...
Tue, 13 Oct, 2020 at 6:47 AM
What payment options are available to me?
Annual, Semi Annual, Quarterly, or Monthly options are available. Recurring payments are available. Pay using ACH, credit card, debit card, or mail in checks.
Tue, 13 Oct, 2020 at 6:48 AM